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saving

APY

Annual Percentage Yield - The real rate of return on savings or investments, accounting for compound interest.

In Detail

APY reflects the total amount of interest you earn in a year, including compound interest. Higher compounding frequencies result in higher APY. This is the key number to compare when shopping for savings accounts.

Related Terms

APR

Annual Percentage Rate - The yearly interest rate charged on borrowed money or earned on investments.

Compound Interest

Interest calculated on both the initial principal and the accumulated interest from previous periods.