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APR

Annual Percentage Rate - The yearly interest rate charged on borrowed money or earned on investments.

In Detail

APR includes not only the interest rate but also other charges and fees associated with the loan. This makes it a more accurate representation of the true cost of borrowing than the interest rate alone.

Related Terms

APY

Annual Percentage Yield - The real rate of return on savings or investments, accounting for compound interest.

Compound Interest

Interest calculated on both the initial principal and the accumulated interest from previous periods.