Financial Disclaimer

Not Financial Advice

MoneyAtlas provides educational content about personal finance, investing, taxes, and related topics. This information is intended to help you understand financial concepts and make more informed decisions.

However, our content does not constitute personalized financial advice. Every individual's financial situation is unique, and what works for one person may not be appropriate for another.

Consult Qualified Professionals

Before making any financial decisions, we strongly recommend consulting with qualified professionals who can assess your specific situation:

• Certified Financial Planner (CFP®) for comprehensive financial planning
• Certified Public Accountant (CPA) for tax matters
• Registered Investment Advisor (RIA) for investment advice
• Attorney for legal matters including estate planning

Calculator Limitations

The calculators and tools on MoneyAtlas provide estimates based on the information you enter and certain assumptions. These tools have limitations:

• Results are hypothetical and may not reflect actual outcomes
• Calculators use simplified models that cannot account for all variables
• Tax laws, interest rates, and market conditions change over time
• Individual circumstances vary significantly

Use calculator results as a starting point for conversations with financial professionals, not as definitive answers.

Investment Risks

All investments carry risk. Past performance does not guarantee future results. The value of investments can go down as well as up, and you may receive less than you originally invested.

Content discussing investment strategies, returns, or specific investments is for educational illustration only and should not be interpreted as recommendations or guarantees.

Tax Information

Tax information provided on MoneyAtlas is general in nature and based on U.S. federal tax law. Tax laws are complex and subject to change. State and local taxes may differ significantly.

Always consult a qualified tax professional for advice specific to your situation.

Third-Party Information

We strive to provide accurate and up-to-date information, but we cannot guarantee the accuracy, completeness, or timeliness of all content. Information from third-party sources is believed to be reliable but has not been independently verified.

Affiliate Relationships

MoneyAtlas participates in affiliate programs with various financial companies. When you click on certain links and take action (such as opening an account), we may receive compensation.

These relationships do not influence our editorial content, and we only recommend products and services we believe provide value. However, you should always conduct your own research before making financial decisions.

No Guarantees

We make no guarantees regarding the outcomes of following any strategies or information presented on our website. Financial success depends on many factors beyond our control, including market conditions, individual discipline, and timing.

Your Responsibility

You are solely responsible for your financial decisions. By using MoneyAtlas, you acknowledge that you understand this disclaimer and agree that we are not liable for any decisions you make based on information from our website.